Anxiety Claims

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Do you suffer from an Anxiety Disorder?  Did your disability insurer deny your claim for disability insurance benefits?

Do you feel a sense of worry, anxiety and fear that interferes with your ability to live your life or perform the duties of your occupation?  Do you go through the day in a state of excessive uneasiness and apprehension?  Do you have problems with compulsive behavior or panic attacks?  If the answer to any of these questions are “yes,” you may suffer from an anxiety disorder.

Occasional stress and anxiety is part of normal life.  However, if that anxiety overwhelms you, does not go away and seems to get progressively worse over time, you may suffer from an anxiety disorder.  There are several different types of diagnosable anxiety disorders, including generalized anxiety disorder, panic disorder and social anxiety disorder.  (A diagnosis of an anxiety disorder is often accompanied by a depression diagnosis, but anxiety can and does exist separately from depression.).  In fact, one of the most common medical conditions that causes total disability is severe anxiety.

The symptoms for generalized anxiety disorder can include restlessness, always feeling “on edge,” fatigue, difficulty concentrating and irritability.  Generalized anxiety disorder can also manifest itself physically through muscle tension and sleep difficulties.

People who suffer from panic disorders experience sudden and unexpected panic attacks, which are often characterized by intense fear, a loss of control, accelerated heart rate, trembling or shaking, shortness of breath and/or a feeling of sudden doom.  To make matters worse, after a panic attack passes, people often feel an intense worry about when the next panic attack will occur.

A social anxiety disorder, sometimes called social phobia, causes a person to fear and avoid personal and work interactions because they expect to feel embarrassed, rejected or judged.  Many people are uncomfortable speaking to crowds, but people with social anxiety disorder experience a similar, but intense fear with far more personal interactions, even with co-workers, long-time associates, friends and family.  Symptoms of social anxiety disorder can include feeling anxious, having a hard time interacting with people, being constantly afraid that people are judging them, feeling nauseous when people are around, avoiding people and crowds, having a hard time making and keeping friends and blushing, sweating or trembling when around other people.

Medication is often used in conjunction with psychotherapy to treat anxiety disorders.  Commonly used medication to treat an anxiety disorder include, but are not limited to Xanax or Niravam (alprazolam), Klonopin (clonazepam), Ativan (lorazepam), Valium (diazepam), Buspirone (BuSpar or Vanspar), Prozac or Sarafem (fluoxetine), Celexa (citalopram), Zoloft (sertraline), Paxil, Paxeva, or Brisdelle (paroxetine), Lexapro (escitalopram), Sectral (acebutolol), Tenormin (atenolol), Kerlone (betaxolol), Zebeta and Ziac (bisoprolol), Coreg (carvedilol), Normodyne and Trandate (labetalol), Lopressor and Toprol XL (metoprolol), Corgard (nadolol), Bystolic (nebivolol), Levatol (penbutolol), Visken (pindolol), Inderal and Inderal LA (propranolol) and Blocadren (timolol).  However, while such medication can be effective in treating the underlying anxiety disorders, side effects from medication can also be disabling.  Side effects from these medication can include drowsiness, dizziness, nausea, blurred vision, headaches, confusion, fatigue, nightmares, nervousness, lightheadedness, excitement, insomnia, trouble sleeping, restlessness, reduced sexual desire, weight gain, weight loss, dry mouth, vomiting and diarrhea.

If you suffer from anxiety disorder and your symptoms prevent you from performing the material and substantial duties of your occupation, or even any occupation, you may be entitled to long-term disability benefits, either through your long-term or short-term disability insurance policy that you purchased on your own or you are covered through a group disability insurance plan provided by your employer.  Depending on the type of policy under which you are covered, you might also be entitled to future benefits, emotional distress damages, bad faith damages, punitive damages and attorneys’ fees and costs.

If you believe you are totally disabled or if your insurer has denied your claim for long-term or short-term disability benefits, please contact McKennon Law Group PC for a free consultation.  Call us at (949) 387-9595, email us at info@mckennonlawgroup.com or fill out our Consultation Request Form.  Let us decide whether your long-term disability claim was wrongfully denied and let us see if we can assist you.