Los Angeles/Orange County Disability Insurance Claims

Every year, thousands of people suffering from severe sickness or injuries have to file claims with their disability insurance company. Disability insurance policies are often complicated and difficult to interpret correctly, which can cause problems for those looking to follow the rules and regulations that are set on both the insured and the insurance company. Especially because disability insurance is intended as a form of income replacement, it is important to file these claims correctly to ensure you receive payment.

There are a few different kinds of disability insurance, each with it’s own set of difficult regulations. Long-term and short-term disability insurance policies are purchased either directly from an insurance company or through an employer, and includes disability insurance related to business overhead, credit cards, mortgages, and occupations. Insurance policies bought individually usually must adhere to state laws, while policies attained through an employer are regulated by ERISA.

However, occasionally even if a claim is filed correctly, an insurance company may deny a legitimate disability claim. Most often, these denials are unlawful and you can sue your insurance company for the benefits due to you. If you purchased your policy individually, you can potentially sue for damages caused by the company’s bad faith, including emotional distress, attorneys’ fees, and interest on overdue benefits, as well as for the policy benefits originally owed. Similarly, if you received your policy through an employer, you can sue for attorneys’ fees, interest on unpaid benefits, and the owed policy benefits.

While taking action against an insurance company can seem overwhelming, doing so will insure that you and your family receive the necessary support. The attorneys at McKennon Law Group PC specialize in handling individual and ERISA disability insurance and bad faith insurance disputes, and we’ve successfully litigated hundreds of disability insurance cases over the past 28 years. Contact us today to learn how our Los Angeles and Orange County attorneys can help you with your disability insurance case.

Share Button
Posted in Disability Insurance | Tagged , , | Leave a comment

Robert J. McKennon Named “Top Rated Lawyer in Labor and Employment” for ERISA insurance work

McKennon Law Group PC founding partner Robert J. McKennon was awarded the designation of 2014 “Top Rated Lawyer in Labor and Employment” by American Lawyer Media and Martindale Hubbell, leading providers of news and rating information to the legal industry.  Mr. McKennon received this top award for his and his firm’s work representing ERISA plan participants/insureds in disability insurance, life insurance and health insurance litigation.

Share Button
Posted in News | Tagged , | Leave a comment

Bad Faith Insurance Claims in Los Angeles

At McKennon Law Group, we have a regional and national reputation for handling bad faith insurance claim cases. That reputation is built on a consistent history of securing outstanding settlements and verdicts at trial, which we’ve achieved through our commitment to aggressive advocacy for our clients.

Under California law, all insurance contracts contain an implied covenant of good faith and fair dealing, which means that both parties involved must act fairly and reasonably. Specifically, this means behaving in a way that does not unreasonably seek to negate the benefits owed under the contract. For example, if an insurance company attempts to withhold or delay benefits owed from you without just cause, they can be penalized under law. You have the right to recover not only the policy benefits owed to you, but also additional damages and fees. This may include emotional distress damages, punitive damages, consequential damages, pre-judgement interest and attorney’s fees.

Continue reading

Share Button
Posted in Bad Faith Insurance Claims | Tagged , , | Leave a comment

Robert J. McKennon Named “Top Rated Lawyer in Litigation”

McKennon Law Group PC founding partner Robert J. McKennon was awarded the designation of 2014 “Top Rated Lawyer in Litigation” by American Lawyer Media and Martindale Hubbell, leading providers of news and rating information to the legal industry.

Share Button
Posted in News | Tagged | Leave a comment

Robert J. McKennon Published an Article in the Los Angeles Daily Journal

McKennon Law Group PC’s founding partner, Robert J. McKennon, published an article entitled “Policyholder Wins Handed Down In Insurance Decisions” in the Los Angeles Daily Journal on February 10, 2014, discussing insurance decisions handed down in California and federal courts in 2013 that were favorable to policyholders, including cases opening up new avenues of recovery and increasing penalties for insurer misconduct.

Share Button
Posted in News | Tagged | Leave a comment

Robert J. McKennon Named 2014 California Super Lawyer

Robert J. McKennon has been named as a 2014 Southern California Super Lawyer as one of California’s top insurance litigation attorneys. Less than 5% of attorneys nationwide are awarded this status. Mr. McKennon also received this Southern California Super Lawyer designation in 2011, 2012, and 2013.

Share Button
Posted in News | Tagged | Leave a comment

Robert J. McKennon listed in top 100 Insurance lawyers in the State of California

The American Society of Legal Advocates has recognized Robert J. McKennon of the McKennon Law Group PC as one of the top 100 Insurance lawyers in the State of California for 2014.

The American Society of Legal Advocates is an invitation-only, nationwide organization of top lawyers in practice today who combine excellent legal credentials with a proven commitment to community engagement and the highest professional standards.

Share Button
Posted in News | Tagged | Leave a comment

Robert J. McKennon Named “Top Rated Lawyer in Insurance Law and Coverage”

Robert J. McKennon has been awarded the designation of 2014 “Top Rated Lawyer in Insurance Law and Coverage” by American Lawyer Media and Martindale Hubbell, leading providers of news and rating information to the legal industry.

Share Button
Posted in News | Tagged | Leave a comment

Robert J. McKennon, Published an Article in the Los Angeles Daily Journal

McKennon Law Group PC’s founding partner, Robert J. McKennon, published an article entitled “Equitable Remedies Gain Favor in ERISA Cases” in the Los Angeles Daily Journal on November 21, 2013, discussing the very important United States Supreme Court ruling in Cigna Corp. v. Amara, 131 S. Ct. 1866 (2011) and its impact on the expansion of equitable remedies available to insureds/plan participants in ERISA insurance benefit matters.

Share Button
Posted in News | Tagged | Leave a comment

Robert J. McKennon Published an Article in the Los Angeles Daily Journal

McKennon Law Group PC’s founding partner, Robert J. McKennon, published an article entitled “Clearing Up Murky Waters: Insurer’s Duty to Settle” in the Los Angeles Daily Journal on October 29, 2013, discussing the very important California Court of Appeal ruling in Reid v. Mercury Insurance Co., 2013 DJDAR 13436 (October 7, 2013). This decision clarified an insurer’s duty to settle claims against their insureds.

Share Button
Posted in News | Tagged | Leave a comment